Rent reporting for renters

Build credit with the rent you already pay.

You pay rent on time every month. TruLink reports those payments to the major credit bureaus so your responsibility finally shows up on your credit — and gets you closer to cars, cards, and a home of your own.

Join Now See how it works
Reported to the major credit bureaus · No hard credit pull · No setup fee
Your credit journey Trending up
560
On-time rent reported · building positive history
June rent — $1,450
Reported as RR/Residence
On time
Positive payment history
5 months reported
+
Rent counts now
Weekly credit tips

On-time rent, reported to the bureaus that matter

Equifax Experian TransUnion Bank-level encryption
Why TruLink

Turn rent into a tool for financial growth

The single biggest bill you already pay can finally work for you — building history, habits, and momentum toward bigger goals.

Report your on-time rent

We add the rent payments you already make to your credit profile as positive payment history.

Build a stronger history

Consistent, on-time payments are one of the most important parts of a healthy credit profile.

Weekly credit education

Get a weekly email with tips and strategies that make credit make sense — and help you avoid costly mistakes.

Build better money habits

Friendly reminders keep your payments consistent, so your credit-building never loses momentum.

Open financial doors

Learn how stronger credit can help you qualify for cards, car loans, business funding — or a home.

No landlord headaches

We verify your rent through your landlord by text or email, or your linked bank account — your call.

How it works

From rent payment to credit profile in four steps

Sign up

A few minutes is all it takes. Add basic details about you and your landlord — plus up to 4 years of past rent.

Verify your rent

We confirm your rent each month through your landlord via text or email, or through your connected bank account.

We report it

Your payment history is reported to the credit bureaus and appears on your report as “RR/Residence.”

Watch it build

Consistent on-time reporting helps build your credit over time — opening doors to better rates and approvals.

See the full walkthrough
The impact

Positive payment history is credit-building power

On-time payment history is one of the most important parts of your credit profile. When your rent is reported, it can add positive history that helps you look like the responsible renter you already are.

  • Strengthen your credit profile with consistent history
  • Show lenders a track record of responsibility
  • Improve your chances of becoming home-buying ready
Start building today
40+ points*
Some renters have seen credit-score increases of 40+ points over time with rent reporting, depending on their overall profile and payment history.

*Credit results vary and are not guaranteed. On-time rent reporting can help build credit in scoring models that include rental data, such as VantageScore and newer FICO models. Not all lenders or scoring models use rental payment history.

Simple, affordable pricing

One low monthly fee. No setup cost.

Your rent is already being paid — now it can help you build. Cancel anytime.

Monthly
$12.99/month
Perfect for renters who want affordable monthly access.
  • Monthly rent reporting
  • Weekly credit-building education
  • Payment habit reminders
  • Ongoing support
Join Monthly
Best value
Annual
$129/year
About $10.75/month.
2 months free
  • 12 months of rent reporting
  • Weekly credit education
  • Credit-building strategies
  • Best value savings & ongoing support
Join Annual
Good to know

Renter questions, answered honestly

TruLink focuses on reporting your on-time rent to build positive payment history. Adding a positive tradeline generally helps, though results vary by individual and by the credit-scoring model used.
We report your on-time rent to the major credit bureaus, where it appears on your report as “RR/Residence.”
Your rent tradeline typically begins appearing within one to two reporting cycles, but timing and any score change vary. Rent reporting works best as a consistent habit, not an overnight fix.
Yes — when you sign up you can add up to 4 years of eligible past on-time rent payments, so you start with more history behind you.
We verify rent through your landlord by text or email, or through your connected bank account. Just make sure your landlord's contact details are current, or link your bank to verify payments directly.
No. Enrolling in TruLink does not involve a hard credit inquiry, so it won't lower your score from a pull.
Your information is protected with bank-level 256-bit encryption, and we never sell your personal data.
No. TruLink is not a credit repair company. We don't dispute or remove anything from your report — we add your positive on-time rent payments and teach you how to build credit.
Start today

You're already paying rent. Now let it work for you.

Join TruLink and start turning your on-time rent into credit-building power — with weekly education every step of the way.

Join Now

No setup fee · Cancel anytime · Bank-level encryption